Good financial decisions start with accurate numbers. These free calculators use the exact formulas that Indian banks and financial institutions use — so you can plan with confidence before walking into a branch. Pick the calculator you need below:
🔨 Our Calculators
General EMI Calculator
Calculate your exact monthly EMI for personal loans, car loans, and home loans. Set the loan amount, interest rate, and tenure — get an instant full breakdown of principal, interest, and total repayment.
Home Loan Eligibility Calculator
Find out exactly how much home loan your income qualifies for. Based on your net salary, existing EMIs, and tenure — uses the same FOIR formula Indian banks use to assess eligibility.
SIP Returns Calculator
Estimate exactly how your monthly mutual fund SIP will grow over time. See the power of compounding — how ₹5,000/month can become over ₹50 lakh in 20 years at 12% returns.
Gold Loan Calculator
Check how much loan you can get against your gold jewellery. Enter the weight, purity (18K–24K), and today’s gold rate — applies the RBI-mandated 75% LTV for a realistic estimate.
⚡ Featured: Scheme Calculator
PM Surya Ghar Yojana EMI Calculator
Find out your exact monthly solar loan payment after the central subsidy is deducted. Tiered subsidy auto-applied — a 3kW system saves ₹78,000 off your loan. Ideal for Cuttack and Bhubaneswar homeowners exploring solar rooftop installation.
Open Calculator →Why Use MoneyTab’s Calculators?
Bank-Standard Formulas
Every calculator uses the same mathematical formula that Indian banks and RBI-regulated lenders use — no guesswork, no approximations.
No Sign-Up Required
No account, no phone number, no personal details needed. All calculations happen instantly in your browser — nothing is sent to any server.
Built for Odisha
Pre-filled with local context — typical salary ranges, current gold rates, and SBI’s home loan rate — so results are relevant for Cuttack and Bhubaneswar residents.